XLCS Real Estate Project Full Cost Calculation Template - Non-Standard Financing Module Display


  1. Loan Trigger Conditions:
    When the cumulative cash balance is negative and its absolute value exceeds threshold T1 (i.e., the minimum amount for each financing)
    Each loan amount takes the smaller value between the “absolute value of the current funding gap” and “land cost” (i.e., the maximum amount for each financing)

  2. Repayment Handling:
    Normal repayment: Principal is repaid in full upon loan maturity
    Early repayment: All outstanding loans are repaid early with actual interest calculated when reaching the liquidation month. The 6-month no-gap early repayment logic triggers when no funding gap is detected in the next 6 months

  3. Interest Calculation: Monthly interest is calculated based on the remaining principal**

Non-Standard Financing Module User Guide

📌 Core Features

  • Smart Financing Trigger: Automatically monitors cash flow gaps and dynamically calculates financing needs
  • Triple Repayment Mechanism:
    • ✅ Regular maturity repayment (by loan term)
    • 🚨 Forced repayment at designated liquidation month
    • 💰 New 6-month no-gap auto early repayment
  • Dual Environment Compatibility: Fully supports MS Office/WPS

⚙️ Parameter Configuration Guide

Mandatory Parameters

Parameter Location Format Requirement Example Description
Cell R1 Decimal percentage 0.05 5% annual interest rate
Cell V1 Integer 12 Loan term (months)
Cell T1 Numeric (10k CNY) 5000 Financing trigger threshold

Optional Configurations

Name Manager Settings:

  1. “Land Cost” → Points to single loan upper limit (10k CNY)
  2. “Liquidation Month” → Points to forced liquidation month (blank=disabled)

🚀 Operational Workflow

Data Preparation Phase
Ensure Cash Flow Table 10 exists
Input cash flow data continuously starting from cell G21

Parameter Setting Phase
‘ Example parameter setting code (actual cell operations)
Range(“R1”) = 0.05 ‘ 5% annual rate
Range(“V1”) = 12 ‘ 12-month term
Range(“T1”) = 5000 ‘ 50M CNY trigger threshold

Execution
Click “One-Click Generate Non-Standard Financing” button to run macro
Monitor real-time progress in status bar

📊 Output Results

Output Location Data Content Sign Rule
Row 31 Institution Loans Positive = inflow
Row 32 Principal Repayment Negative = outflow
Row 33 Interest Payment Negative = outflow

⚠️ Important Notes

  • Interest rates must use decimal format (5%→0.05)
  • Default upper limit is 800M CNY if “Land Cost” not set
  • Liquidation month=0 disables the feature
  • Backup data before first run

🔍 Debugging Tips

‘ Check Immediate Window (Ctrl+G) for:

  • Detailed loan issuance/repayment records
  • Liquidation event trigger logs
  • Funding gap analysis data

📅 Version: 5.7.17_WPS Optimized Edition

🛠️ Last Updated: 2025-03-09  
📧 Technical Support: admin@fdc.sd  

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Non-Standard Financing Module Display:

XLCS Real Estate Full Cost Calculation Template - Non-Standard Financing Module Introduction

XLCS Real Estate Full Cost Calculation Template - Non-Standard Financing Module Introduction